{"id":718,"date":"2011-11-10T11:50:28","date_gmt":"2011-11-10T10:50:28","guid":{"rendered":"http:\/\/lornemitchell.com\/blog\/?p=718"},"modified":"2011-11-10T12:16:17","modified_gmt":"2011-11-10T11:16:17","slug":"opting-in-to-civilised-money","status":"publish","type":"post","link":"http:\/\/www.lornemitchell.com\/?p=718","title":{"rendered":"Opting In To Civilised Money"},"content":{"rendered":"<p>A couple of weeks ago, I took one of my sons to London. He wanted to go and see the Occupy London site near St Paul&#8217;s &#8211; during time that the Church of England were digging deep into their consciences to work out how they should react. A few days later, I was in Edinburgh with my daughter and went to the equivalent tented camp. In both cases, I took the time to try to understand what was in the minds of those protesting. There was a peaceful atmosphere in both camps &#8211; but a surprising lack of practical things for people like me to do. However, the two experiences got me convinced that the system is broken and that things need to change.<br \/>\nA chance Tweet on Twitter this morning gave me the opportunity to explore the issues further. The Tweet alerted me to a new sort of Peer2Peer investment site called <a href=\"http:\/\/www.crowdcube.com\/\">CrowdCube<\/a> and a new sort of bank &#8211; called <a href=\"http:\/\/www.civilisedmoney.co.uk\/\">Civilised Money<\/a> &#8211; who were looking for investors. \u00a0The idea took my interest and I read to find out more.<\/p>\n<p>I was particularly struck by the coincidence that the project is the brainchild of Neil Crofts. \u00a0I have been a keen reader of <a href=\"http:\/\/neilcrofts.wordpress.com\/\">Neil Croft&#8217;s weekly blog<\/a>\u00a0&#8211; and applaud his ideas on Authentic Leadership. \u00a0On reading more about the Civilised Money idea, is struck me that this kind of Peer2Peer banking is just like Skype was in 2002 &#8211; only transposed onto the banking system. \u00a0It made a heck of a lot of sense, so I took the plunge and invested!<\/p>\n<p>By the way, I am definitely NOT an investment advisor. \u00a0I am not even sure that by the time you read this, the investment opportunity will still be open. \u00a0But I am so encouraged that there are those protesting (making the issues clear) as well as those who are trying to find new ways to design banks.<\/p>\n<p>I hope it makes you think a bit more about what you opt in to &#8211; and out of.<\/p>\n<p>&nbsp;<\/p>\n","protected":false},"excerpt":{"rendered":"<p>A couple of weeks ago, I took one of my sons to London. He wanted to go and see the Occupy London site near St Paul&#8217;s &#8211; during time that the Church of England were digging deep into their consciences to work out how they should react. A few days later, I was in Edinburgh &hellip; <\/p>\n<p class=\"link-more\"><a href=\"http:\/\/www.lornemitchell.com\/?p=718\" class=\"more-link\">Continue reading<span class=\"screen-reader-text\"> &#8220;Opting In To Civilised Money&#8221;<\/span><\/a><\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_mi_skip_tracking":false,"_exactmetrics_sitenote_active":false,"_exactmetrics_sitenote_note":"","_exactmetrics_sitenote_category":0,"jetpack_post_was_ever_published":false,"_jetpack_newsletter_access":"","jetpack_publicize_message":"","jetpack_is_tweetstorm":false,"jetpack_publicize_feature_enabled":true,"jetpack_social_post_already_shared":false,"jetpack_social_options":{"image_generator_settings":{"template":"highway","enabled":false}}},"categories":[78,42,75,41,76,74,67,5,48,40,32,82,44,65,60],"tags":[],"jetpack_publicize_connections":[],"jetpack_featured_media_url":"","jetpack_shortlink":"https:\/\/wp.me\/p6DQGK-bA","jetpack-related-posts":[{"id":1145,"url":"http:\/\/www.lornemitchell.com\/?p=1145","url_meta":{"origin":718,"position":0},"title":"Beehives and Business Colonies","author":"Lorne Mitchell","date":"05\/12\/2012","format":false,"excerpt":"I took part of the afternoon off yesterday to sort out a friend's beehive. \u00a0He had started keeping bees earlier this year, having been given a new hive by his parents for his birthday. \u00a0After two inspections he called for help for me to take them away. \u00a0The bees had\u2026","rel":"","context":"In &quot;Beelore&quot;","block_context":{"text":"Beelore","link":"http:\/\/www.lornemitchell.com\/?cat=99"},"img":{"alt_text":"","src":"https:\/\/i0.wp.com\/www.lornemitchell.com\/wp-content\/uploads\/2012\/12\/Business-Colony-302.jpg?resize=350%2C200","width":350,"height":200},"classes":[]},{"id":888,"url":"http:\/\/www.lornemitchell.com\/?p=888","url_meta":{"origin":718,"position":1},"title":"The Scale of Things","author":"Lorne Mitchell","date":"08\/03\/2012","format":false,"excerpt":"I was chatting to Oscar the other night and he pointed me to a really interesting site: If the frame above does not work for you, then you can link to the site HERE. \u00a0It makes you think how extraordinarily small in the Universe we are. \u00a0And how big we\u2026","rel":"","context":"In &quot;Animated&quot;","block_context":{"text":"Animated","link":"http:\/\/www.lornemitchell.com\/?cat=70"},"img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":1068,"url":"http:\/\/www.lornemitchell.com\/?p=1068","url_meta":{"origin":718,"position":2},"title":"The Lords&#8217; Verdict","author":"Lorne Mitchell","date":"01\/08\/2012","format":false,"excerpt":"For those who have followed this blog for a while, you will know I presented evidence at the House of Lords' inquiry on the present UK's government's policy on Next Generation Broadband. \u00a0So it was at midnight on Tuesday, the Lords published their report which can be found <HERE>\u00a0entitled \"Broadband\u2026","rel":"","context":"In &quot;Architecture&quot;","block_context":{"text":"Architecture","link":"http:\/\/www.lornemitchell.com\/?cat=35"},"img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":243,"url":"http:\/\/www.lornemitchell.com\/?p=243","url_meta":{"origin":718,"position":3},"title":"Great Inventor Dies","author":"Lorne Mitchell","date":"21\/10\/2010","format":false,"excerpt":"There are very, very few people who invent truly new shapes and ideas that come mainstream and change the way people think within their own lifetime.\u00a0 However, Benoit Mandelbrot (who died last Thursday) can be said to be one of these very, very few.\u00a0 He both named and created the\u2026","rel":"","context":"In &quot;Architecture&quot;","block_context":{"text":"Architecture","link":"http:\/\/www.lornemitchell.com\/?cat=35"},"img":{"alt_text":"","src":"https:\/\/i0.wp.com\/lornemitchell.com\/wp-content\/uploads\/2010\/10\/mandelbrot_set-300x225.jpg?resize=350%2C200","width":350,"height":200},"classes":[]},{"id":1702,"url":"http:\/\/www.lornemitchell.com\/?p=1702","url_meta":{"origin":718,"position":4},"title":"Jump Out!","author":"Lorne Mitchell","date":"10\/12\/2015","format":false,"excerpt":"Yesterday I flew from the UK to Germany to have the first meeting this year with a client that I last worked for ten years ago. \u00a0Getting up at 4.00am and struggling through the security gates which reminded me of a cattle ranch and then twisting and turning through the\u2026","rel":"","context":"In &quot;Change&quot;","block_context":{"text":"Change","link":"http:\/\/www.lornemitchell.com\/?cat=41"},"img":{"alt_text":"","src":"https:\/\/i0.wp.com\/www.lornemitchell.com\/wp-content\/uploads\/2015\/12\/iStock_000004324712_Small.jpg?resize=350%2C200","width":350,"height":200},"classes":[]},{"id":1001,"url":"http:\/\/www.lornemitchell.com\/?p=1001","url_meta":{"origin":718,"position":5},"title":"Inventories, Unread Books and Generation Why","author":"Lorne Mitchell","date":"14\/06\/2012","format":false,"excerpt":"Last week there were no Thursday Thoughts.\u00a0 I was in Edinburgh and thinking far too much to write about it.\u00a0 Today I had to go up to London and got writer's block until a chance Skype conversation with Malcolm about random stuff.\u00a0 It got my right brain going and I\u2026","rel":"","context":"In &quot;Attention&quot;","block_context":{"text":"Attention","link":"http:\/\/www.lornemitchell.com\/?cat=78"},"img":{"alt_text":"","src":"https:\/\/i0.wp.com\/lornemitchell.com\/wp-content\/uploads\/2012\/06\/b01jrldv1.jpg?resize=350%2C200","width":350,"height":200},"classes":[]}],"_links":{"self":[{"href":"http:\/\/www.lornemitchell.com\/index.php?rest_route=\/wp\/v2\/posts\/718"}],"collection":[{"href":"http:\/\/www.lornemitchell.com\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"http:\/\/www.lornemitchell.com\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"http:\/\/www.lornemitchell.com\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"http:\/\/www.lornemitchell.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=718"}],"version-history":[{"count":7,"href":"http:\/\/www.lornemitchell.com\/index.php?rest_route=\/wp\/v2\/posts\/718\/revisions"}],"predecessor-version":[{"id":725,"href":"http:\/\/www.lornemitchell.com\/index.php?rest_route=\/wp\/v2\/posts\/718\/revisions\/725"}],"wp:attachment":[{"href":"http:\/\/www.lornemitchell.com\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=718"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"http:\/\/www.lornemitchell.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=718"},{"taxonomy":"post_tag","embeddable":true,"href":"http:\/\/www.lornemitchell.com\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=718"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}